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  • Keller Williams Realty Northeast - The Michael O'Neal Group Blog

    Friday, September 21, 2018   /   by Michael O'Neal

    Your Checklist Before You Buy Your Next Home

    The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

    1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

    2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.

    3. Keep a Conservative Budget: It’s just not the list price that is included in the purchase. Keep in mind there are inspection fees, e ...

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    Tuesday, September 11, 2018   /   by Michael O'Neal


    A day of remembrance, for those that that lost their lives. and for all of those who gave their lives.
    We Remember.

    Disclaimer: The views and opinions expressed in this blog are those of the author and do not necessarily reflect the official policy or position of the HRIS.

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    Tuesday, September 4, 2018   /   by Michael O'Neal

    The Market Is HOT! 7 Steps to Selling Your Home

    Step 1: Reason For Selling

    It is often more emotional to sell a home than to buy a home, and the reason for selling your home may be a determining factor in the urgency of the sale. The urgency may also have an effect on the price of the property.
    It is important to take the following factors that can influence the sale of your home into consideration:

    Reason for selling
    Condition of property

    Step 2: The Cost Of Selling

    It is very important to first calculate the expenses that may be incurred while selling your home. This knowledge is absolutely necessary because it helps you to determine a good price for the house, as well as the potential profit that you can realize.
    The cost of selling your home may include things like commission to be paid to the agent, taxes, advertising costs or specific reports, such as a property inspection.

    Step 3: Price

    The most important factor when putting y ...

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    Friday, August 31, 2018   /   by Michael O'Neal

    Local Labor Day Activities In Kingwood, TX

    Looking for something fun to do this Labor Day weekend? Why not support our local community!

    Enjoy dinner as Chimichurri's features a variety of foods that is sure to please your palette. Enjoy a fresh cocktail or glass of wine on the patio! Chimichurri's South American Grill is open again after being closed by the flood waters of hurricane Harvey a year ago. 

    Club Pilates will be hosting a Grand Opening this weekend! Offering a wide variety of classes and discounts for signing up.

    Labor Day Market at Kingwood Town Center Saturday from 12 pm - 5 pm in Town Center Park.
    They will be featuring a handpicked, highly curated outdoor “market” of 60 vendors from around the region. Entrance is FREE!! 

    Have a fun safe Labor Day weekend!

    Disclaimer: The views and opinions expressed in this blog are those of the author and do not necessarily reflect the official policy or position of the HRIS.

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